Adam Milne

How to Find Out if You Qualify for the £250 Government Child Trust Fund Bonus

How to Find Out if You Qualify for the £250 Government Child Trust Fund Bonus

Are you a parent or guardian in the UK and wondering if your child qualifies for the Government Child Trust Fund £250? This blog offers a clear, step‑by‑step guide to eligibility, how to apply, comparisons with other savings schemes, and managing the fund—all in UK English and active voice for easy readability. What is the […]

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I Have never Paid National Insurance will I Get a Pension Explore What Happens When You Have Gaps in Your NI Record in the UK

I Have never Paid National Insurance will I Get a Pension? Explore What Happens When You Have Gaps in Your NI Record in the UK

What if you’ve never paid National Insurance? The UK State Pension is financed by National Insurance (NI) payments. If you’ve never paid NI, you may worry: Will I get a State Pension in the UK? This article answers: Can a woman who has never worked get a State Pension? What is the lowest State Pension

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How Much Universal Credit Will I Get If I Earn 1,000 a Month in 2025

How Much Universal Credit Will I Get If I Earn £1,000 a Month in 2025

If you earn £1,000 a month and live in the UK, you might wonder: How much Universal Credit will I get if I earn £1,000 a Month. This guide explains the 2025 Universal Credit rates and shows how your income affects your benefit. We will cover taper rates, work allowances, housing costs, self-employment rules, capital savings,

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Can PIP Be Stopped Without Notification How to Challenge it

Can PIP Be Stopped Without Notification? How to Challenge it

Personal Independence Payment (PIP) is a vital benefit for people in the UK living with long-term illnesses or disabilities. It helps cover the extra costs of daily living and mobility difficulties. While most claimants expect clear communication from the Department for Work and Pensions (DWP), there are instances where PIP can be stopped without notification,

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How does the Scheme treat part‑time staff and additional hours from April 2025?

NHS Pension Scheme April 2025 Changes – New Rules and Reforms

What are the NHS Pension Scheme April 2025 Changes, and why should NHS staff care? The NHS Pension Scheme introduced key updates from 1 April 2025. These changes cover: Contribution thresholds have been updated to reflect the CPI and Agenda for Change pay awards. Ensuring that extra hours worked by part-time employees are pensionable up

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How Much is Job Seekers Allowance and Why Does it Matter

How Much is Job Seekers Allowance and Why Does it Matter?

Understanding how much is Job Seekers Allowance is essential for anyone navigating unemployment in the UK. Whether you’re between jobs or recently made redundant, Job Seekers Allowance (JSA) can provide essential financial support while you actively seek employment. This benefit, administered by the Department for Work and Pensions (DWP), ensures that eligible individuals maintain financial

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How to Become a Freelance Accountant in the UK

How to Become a Freelance Accountant in the UK

With the rise of remote work, digital bookkeeping tools, and the growing number of small businesses and self-employed professionals in the UK, the demand for freelance accountants has never been higher. More individuals are choosing the freedom and flexibility of working independently, offering their accounting expertise on their terms. If you’re considering becoming a freelance

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Can I Give My Son £50,000 in the UK

Can I Give My Son £50,000 in the UK? A Guide to Tax Rules and Financial Planning

When I first considered giving my son a financial gift of £50,000, I had more questions than answers. Was it even legal? Would he or I have to pay tax? Could this impact my estate or future Inheritance Tax liability? Like many parents in the UK, I wanted to offer meaningful financial support—perhaps for a

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